Personal Loan Requirements
  • * Passport Photograph (4)
  • * Valid Means of identification (Int'l Passport, Driver's License, National ID, Voters Card, Valid Work ID)
  • * Employment/Confirmation/Commendation Letter
  • * Payslip/6 months bank statement
  • * Utility bill for 3 months
  • * Post-dated cheque/Direct debit for the duration of the loan
  • * Pension/Tax Identification number
  • * Valid applicant and employer details
  • * Duly completed application form.
  • * Two (2) Guarantors between the ages 28 – 59. Each Guarantor must provide:
    • ** Duly completed Guarantor Application form
    • ** Valid Identification card
    • ** Passport Photograph
    • ** Post-dated cheque from Guarantors
    • ** Recent utility bill
Corporate Loan Requirements
  • * Last 6 months bank statement
  • * Certificate of incorporation
  • * Certified Memorandum & Articles of Association
  • * Form CO2 & CO7
  • * At least one (1) valid means of Identification for each authorized signatory (National ID card, Driver's License / Int'l Passport)
  • * 2 Passport–sized photographs of each signatory
  • * Utility bill (PHCN, LAWMA) for each of the appointed signatories and for the corporate address.
SME Loan Requirements
  • * Proof of office address
  • * Recent Passport photograph (4)
  • * Valid ID card
  • * Post-dated cheque
  • * Utility bill (PHCN, Home and Office rent receipt)
  • * Duly completed Application form
  • * Two (2) Guarantors between the ages 28 – 59. Each Guarantor must provide:
    • ** Duly completed Guarantor Application form
    • ** Valid Identification card
    • ** Passport Photograph
    • ** Post-dated cheque from Guarantors
    • ** Recent utility bill
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